I am in debt. I am in debt up to my ears. I have pretty much, for lack of a better word, ignored, this debt for the last couple of years. The balance went down for a while but the balance has gone back up and I have to do something about it. Pronto.
My problem is that I am not frugal. At all. I enjoy manicures and pedicures, I enjoy $200 jeans, make up, vacations, and my biggest downfall, expensive beauty products. About 6 weeks ago, when I finally decided to add up the balances of my three credit cards I knew I needed a plan. I googled "frugal living" and found many a website on the subject. The problem was that they gave me ideas like make your own laundry detergent (what is wrong with Tide?), take your lunch to work (ok, no problems there), buy clothes at Goodwill and my personal favorite make your own maxi pads (I kid you not, ewww). For god's sake, I want to get out of debt, not become a frumpy old woman at the ripe age of 31.
So, I began thinking that there must be other women out there in my situation. Young, urban, professionals - I refuse to call myself a yuppie - who want to remain fashionable and social but get out of debt. Through this blog I hope to share my journey as well as hopefully help someone else when they desperately type "frugal living" into google in attempts to cut back but not cut out everything hip.